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Protect yourself from costly lawsuits

Directors and Officers (D&O) is the essential protection for startup founders and company management.

As an Osome customer, your risk profile is better than your peers because Osome takes care of your accounting and secretary filings.

We've managed as a result to negotiate a 10% discount for all Osome customers for this insurance. Take advantage of the offer now!

Directors and Officers (D&O) Solution

Any startup or company that has raised capital or has a board should be protecting management from lawsuits. These could result from actions or decisions of the management or board members.

Reduce risk

Personal assets are at risk if you are sued over a decision you made on the company's behalf. The typical cost of a lawsuit to a startup in Southeast Asia exceeds $200k 

Attract the best

Competition to attract the best leaders is fierce. With the protection of D&O it enables leaders to take the risks necessary to grow the business without having to worry about the lawsuits.

Protection solution that works

Policy limits and premium (after discount):

Policy limit of S$500,000 for S$954 incl. GST

Policy limit of  S$1,000,000 for S$1,521 incl. GST

Key policy benefits

Defence cost and related legal expenses

Cost and expenses for official investigation and enquiries

Crisis containment and PR expenses  (sub limit S$250,000)

Occupational health and safety defence costs (sub-limit 20%)

Employment practices liability (sub limit 20% of policy limit)

Crime cover

(sub limit S$100,000)

Deductibles: S$5,000  (S$10,000 for crime related claims)

*A deductible is the amount you pay on a claim before your insurance kicks in

Key policy exclusions

Any criminal act by an insured incl. fraudulent and dishonest acts

Breach of professional duty (requires Professional Indemnity policy)

Ongoing litigation before policy inception

Bodily injury and property damage

Jurisdiction worldwide  excl. USA and Canada

Covid-19 exclusion

Discovery period exclusion

Download the full policy wording

Got more questions?

Established in 2009, DUAL Asia is an insurance underwriting agency committed to delivering innovative insurance solutions in the financial lines area.

MSIG Singapore, a member of the MS&AD Insurance Group has partnered with DUAL to provide specialised insurance solutions for the financial lines area.

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