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In partnership with

Protect yourself from costly lawsuits

Directors and Officers (D&O) is the essential protection for startup founders and company management.

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As an Osome customer, your risk profile is better than your peers because Osome takes care of your accounting and secretary filings.

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We've managed as a result to negotiate a 10% discount for all Osome customers for this insurance. Take advantage of the offer now!

Directors and Officers (D&O) Solution

Any startup or company that has raised capital or has a board should be protecting management from lawsuits. These could result from actions or decisions of the management or board members.

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Reduce risk

Personal assets are at risk if you are sued over a decision you made on the company's behalf. The typical cost of a lawsuit to a startup in Southeast Asia exceeds $200k 

Attract the best

Competition to attract the best leaders is fierce. With the protection of D&O it enables leaders to take the risks necessary to grow the business without having to worry about the lawsuits.

Protection solution that works

Policy coverage limits of S$500,000, S$1,000,000 and S$2,000,000

Key policy benefits

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Defence cost and related legal expenses

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Cost and expenses for official investigation and enquiries

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Crisis containment and PR expenses  (sub limit S$250,000)

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Occupational health and safety defence costs (sub-limit 20%)

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Employment practices liability (sub limit 20% of policy limit)

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Crime cover

(sub limit S$100,000)

Deductibles: S$5,000  (S$10,000 for employment practices liability and crime related claims)
*A deductible is the amount you pay on a claim before your insurance kicks in

Key policy exclusions

Any criminal act by an insured incl. fraudulent and dishonest acts

Breach of professional duty (requires Professional Indemnity policy)

Ongoing litigation before policy inception

Jurisdiction worldwide  excl. USA and Canada

Communicable disease exclusion

Discovery period exclusion

Bodily injury and property damage

Download the full policy wording

Got more questions?

Chubb is the world’s largest publicly traded property and casualty insurer. Chubb in Singapore provides risk management and underwriting expertise for all major classes of general insurance.

D&O insurer
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