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Anapi - Terms of Use


This website is operated by Aetna Insurance Brokers Pte Ltd (Trading name: Anapi) UEN: 200410774E. By using this website, yhou shall be deemed to have accepted to be legally bound by these terms and any additional terms, notices and disclaimers which appear on this website and our Privacy Policy.

Anapi may change these Terms of Use from time to time without notice. Your continued use of the website following those changes indicates your acceptance of those changes.

Restrictions on Use

You agree that you will not:

  1. use this website for your commercial purposes;

  2. send any material that could be considered harmful, obscene, indecent, lewd, or otherwise objectionable;

  3. falsely misrepresent your identity or affiliation in any way;

  4. modify, distribute, transmit, communicate, or publish any content on this website; or

  5. use any data mining, robots, or similar data gathering and extraction methods from the website.

Any unauthorised use of the website may result in suspension or refusal of access to or use of the website.


Collection and Use of Information

Anapi will collect, use, disclose and handle your personal information in accordance with its Privacy Policy.


Disclaimers of Warranties and Liabilities 

This website contains general information only without any warranties of any kind.  It has been prepared without taking into account your particular objectives, financial situation or needs. Before acting on the information, you should consider the appropriateness of the information, having regard to your objectives, financial situation and needs. If financial or other professional advice is required, services of a competent professional should be sought.

To the fullest extent permitted by law, Anapi does not warrant and hereby disclaims any warranty:

  • as to the accuracy, correctness, reliability, currency, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the contents in this website;

  • that the contents available through this website or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this website and the server is and will be free of all viruses and/or other harmful elements.

Anapi shall also not be liable for any damage or loss of any kind, howsoever caused as a result (direct or indirect) of the use of the website, including but not limited to any damage or loss suffered as a result of reliance on the contents contained in or available from the website.

Third party content

Information contained on this website may be obtained from a variety of third-party sources. To Anapi's knowledge, the information provided is accurate. However, Anapi has not verified all third-party information. Anapi makes no representations and, to the extent permitted by law, excludes all warranties in relation to the information contained on this website.

Third party links

This website may contain links to third party sites. Anapi makes no warranties or representations:

  • regarding the condition or the content of those sites; or

  • regarding the quality, accuracy, merchantability or fitness for purpose of any information, products or services on those sites.

The links are provided solely for your convenience and do not indicate, expressly or impliedly, any endorsement or approval of the sites or the products or services provided on them


Anapi reserves all copyright in the content and design of this website.

You may make a temporary copy of part or all of this website for the sole purpose of viewing it and print a copy for personal use.

You must not otherwise reproduce, adapt, store, transmit, print, display, publish or create derivative works from any part of the content or design of this website except with Anapi's prior written consent or as permitted by applicable copyright legislation.



This website uses "cookie" technology to assist in identifying registered users and delivering contents specific to your interest. Cookies are pieces of information stored on an individual's computer and are used for customising site information to improve user experience and for tracking user navigation.

If you do not wish information to be gathered on a cookie you should disable the acceptance of cookies by your web browser. Your Internet Service Provider may be able to assist you with this.


Statement of the Law

Statements made on the Anapi website are not intended to be statements of law.


Governing Law

These Terms of Use shall be governed and construed in accordance with the laws of Singapore.

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