Protect your employees when working from home
Essential coverages to protect employees from accidents at home
Working from home has new risks for employees
As an employer, you don't have full control over the environment your employees work in. However you are still responsible to provide a safe working environment for your team.
The Work From Home Insurance gives you the assurance that your employees are protected in case accidents happen whilst working from home.
Mental Health Support
Working from home can be stressful and lonely. This benefit covers mental health counselling expenses caused by the stress of working from home.
Ergonomic injuries can be serious. This benefit covers not only ergonomic injury surgeries, but also preventive measures such as on-site ergonomic consultations and furniture.
Accidental Death / Permanent Disability
Payment in case of accidental death or permanent disability when employees work from home or when on the move.
Key policy benefits
Mental health counselling expenses.
S$500 per employee.
Up to S$2,000.
Ergonomic consultation expenses.
S$250 for onsite consultation, S$250 for new furniture.
(at home or outside of home).
S$20,000 per employee.
(from accident at home or outside of home).
S$10,000 per employee.
Burns from accidents at home.
S$500 per employee
Frequently asked questions
What is the price per employee?
The base premium starts from $500 before GST and the annual premium for an additional employee is $38.
Is there an age limit?
The policy covers employees aged between 16 years old (minimum) to 65 years old (maximum).
Is there an exclusion for pre-existing medical conditions?
There are no prior medical exclusions and medical screening is not required.
Please note the following occupations are not covered by this Policy: manufacturing and tradespeople working from home, e.g. carpenters, plumbers, handyman etc.
Can contract and part-time employees be covered?
Cover applies to active full-time and part-time employees only.
What is the duration of the policy?
It is for a period of 12 months.
How can claims be made?
Claims can be submitted online at: www.chubbclaims.com.sg
Do I have to buy this insurance for all my employees?
You can get this insurance for a subset of your employees, however you must declare their full names and a reason why only they are on a WFH arrangement.