Protect yourself from costly lawsuits
Directors and Officers (D&O) is the essential protection solution for investors and startup founders.

Directors and Officers (D&O) Solution
Any company or startup that has raised capital or has a board should be protecting management from lawsuits. These could result from actions or decisions of the management or board members.

Reduce risk
Personal assets are at risk if you are sued over a decision you made on the company's behalf. The typical cost of a lawsuit to a startup in Southeast Asia exceeds $200k.
Attract the best
Competition to attract the best leaders is fierce. With the protection of D&O, it enables leaders to take the risks necessary to grow the business without having to worry about unexpected lawsuits.
Protection solution that works
Policy coverage limits of S$500,000, S$1,000,000 and S$2,000,000
Key policy benefits

Defence cost and related legal expenses

Cost and expenses for official investigation and enquiries

Crisis containment and PR expenses (sub limit S$250,000)

Occupational health and safety defence costs (sub-limit 20%)

Employment practices liability (sub limit 20% of policy limit)

Crime cover
(sub limit S$100,000)
Deductibles: S$5,000 (S$10,000 for employment practices liability and crime related claims)
*A deductible is the amount you pay on a claim before your insurance kicks in
Key policy exclusions
Any criminal act by an insured incl. fraudulent and dishonest acts
Breach of professional duty (requires Professional Indemnity policy)
Ongoing litigation before policy inception
Bodily injury and property damage
Jurisdiction worldwide excl. USA and Canada
Communicable diseases exclusion
Discovery period exclusion
Download the full policy wording
Got more questions?
Chubb is the world’s largest publicly traded property and casualty insurer. Chubb in Singapore provides risk management and underwriting expertise for all major classes of general insurance.
